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How to Find the Mortgage That’s Right for You

The mortgage world can be confusing, and it pays to educate yourself about the pros and cons of different types of mortgages. Fixed-rate mortgages offer rate and payment security, although they can be costlier than adjustable-rate mortgages (ARMs). So, while the low initial cost of ARMs may be tempting to home buyers, they do carry a degree of uncertainty. Consider the following: A 30-year, fixed-rate mortgage is a stable fixed-interest-rate home loan. This is a good choice for borrowers who plan to remain in their homes a long time and want the security of knowing their monthly payment will never...
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7 Signs A Home Seller Is Ready To Bargain

Learn how you can spot the clues that could lead to a lower purchase price, more inclusions, and other perks. As a buyer, any piece of insider information you pick up can provide a strategic advantage. In red-hot markets with low inventory like Miami, FL, it might seem as though sellers are in the driver’s seat — after all, they can sit back and choose from a pile of competing offers. But with a little know-how and a savvy real estate agent at your side, you can uncover the subtle and not-so-subtle hints that a seller is open to discussion....
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Taking the Right Steps to Sell Your Home

Even though making the decision to sell your home isn’t easy, the real work – actually selling it – has just begun. Fortunately, expert help is available from your local real estate agent. You need to become familiar with your competition and establish a selling price that’s consistent with comparable homes in your area. You can do online research and visit open houses yourself, but at this stage, consider hiring an experienced agent. Your agent can provide you with a Comparative Market Analysis (CMA) which details what other homes like yours have sold for. When you visit open houses, notice...
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7 Signs That You’ve Picked the Right Real Estate...

Buying or selling a home can be a complicated and stressful experience. There can be a lot of moving parts involved that may come as a surprise to people who have never been through the process before. This is why having a great real estate agent is critical. Picking the right agent isn’t always easy, but you’ll definitely know if you’ve picked the right one for you. Here are seven signs that you’ve made a great decision in picking your real estate agent:   1. You like being around them You don’t have to be head over heels in love...
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